A FAMILY-FIRST APProaCH TO FINANCIAL SECRUITY.
Simple guidance on life insurance, IULs, retirement income, and 401(k) rollovers.
LIFE INSURANCE
We’ve all seen it — families turning to GoFundMe after a loss. While community support is powerful, no one should have to rely on donations to cover funeral costs, debt, or simply keeping a household afloat.
Life insurance provides a safety net that ensures your loved ones are protected when life takes an unexpected turn. We’ll walk you through your options in plain English, no jargon, no pressure — just clear answers so you can feel confident about your family’s future.
retirement & 401k rollovers
Most people don’t realize their 401k doesn’t have to sit where it started. For example, a family member of ours had about $60,000 in an old 401k. By moving it into the right plan, it’s now set up to provide guaranteed income for life by age 65.
That’s the power of understanding your options. Whether you’ve left a job, are still working, or getting close to retirement, we’ll show you strategies that can turn your savings into long-term security.
indexed universal life (iuls)
An IUL combines protection and potential. It works like life insurance but also allows you to build tax-advantaged savings you can use while you’re alive — for retirement, education, or emergencies. Best of all, it’s designed to grow without riding every market swing.
Most families never hear about this option, but it’s one of the tools the wealthy have used for years — and it may be available to you too.
ANNUITIES
Sometimes people want guarantees. An annuity is a way to turn your savings into income you can’t outlive — like creating your own personal pension. No stock market rollercoaster, no worrying about outliving your money. Just steady, reliable income for the rest of your life.
“Insurance isn’t complicated — it’s just rarely explained.”
Delgado Financial
YOUR TEAM AT DELGADO FINANCIAL
We tackle the questions no one asks, but everyone needs answered. That’s what sets our team apart.
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Marine Veteran & Licensed Agent #4472491
Insurance is a hidden world in plain sight, tools almost everyone has access to, but few truly understand. I’m passionate about showing families why this knowledge matters now, not later.
As a Marine veteran and stepmom, I bring discipline, service, and family-first values into every conversation. At Delgado Financial, my mission is to simplify the complex and give families confidence in protecting their future.
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Licensed Agent #4456028
I was born and raised in Woodland, and like a lot of people, I didn’t grow up with much guidance around money. I saw how quickly life could take friends and family, and it made me realize how important it is to protect the people you love.
Now, I’m passionate about giving back to the same community that raised me, helping families in Woodland and beyond understand their options, secure their future, and build real wealth with no gimmicks and no pressure. Just honest guidance the way I wish I had growing up.
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License # 4486100
Too often, the Mexican community is left out of the financial conversation. I’m passionate about changing that. Families deserve to know how money really works, how to protect what they’ve built, and how to pass on wealth to the next generation.
My mission is to break down the walls of confusion and make sure our people have the same access, education, and tools as anyone else. Because financial security shouldn’t be reserved for a select few, it belongs in every household.
Your future starts with a conversation
Let’s talk through your options and build a plan
that makes sense for your family.